The first step we recommend as you begin your home search is to speak with a mortgage lender. They will send you an application to gather your personal and financial information and offer to set up a call to answer any questions you might have. Once you have your pre-approval, we can discuss items like: what budget you feel comfortable spending, how the current market is trending, and offer properties that would fit your criteria.
We can always help you with an introduction to a lender and help coordinate.
Zenlist is a mobile app that is directly connected to the MLS (multiple listing service) database and provides real-time market updates, including access to see all properties that are both active and coming soon to the market. We help curate a specific home search for each of our clients based on their criteria, while being able to edit their search at any time. Zenlist also allows for interactive collaboration in the app with chat and notification features that are customizable.
What you should know about Closing & Escrow
An escrow is an arrangement in which a disinterested third party, called an escrow holder or settlement agent, holds legal documents and funds on behalf of a buyer and seller, and distributes them according to the buyer's and seller's instructions.
What you should know about Title Insurance
The decision to purchase a home is probably the largest and most important financial decision you will make. You will want to make sure that title to the property is indeed yours and that, unknown to you, no one else has liens, claims, or encumbrances on your property. Title insurance guarantees you against losses from any defects in title that may exist in the public records at the time you purchase that property, and certain other risks described in the title insurance policy.
Property Tax Payment Portal - follow this link to help with any questions you might have regarding your property taxes or even to inquire about potential estimates. There is an instructional video as well helping with making payments online. Keep in mind that when you buy a home, your property taxes will be assessed off that new purchase price.
Dates to Remember:
November 1st - December 10th - your first property tax payment window
February 1st - April 10th - your second property tax payment window
Growing up in the Haight Ashbury and the Outer Richmond, both Rachel and Drew share a fondness for the charm and quirkiness of San Francisco. Each day in real estate presents an opportunity to discover and explore new and old neighborhoods, quiet and busy streets and a mixture of historical and modern houses.
We are incredibly excited to have opened a real estate office in Noe Valley and have added our own personal touches since getting the keys in December 2025. This space provides a wonderful opportunity to meet with our clients and interact with our neighbors. Stop by our office to say hello and keep an eye out for our featured historic property and monthly events.